Effective Date: March 2022
Privacy Policy
Platinum Advances LLC values your privacy. In this Privacy Policy, we describe how we collect, use, and disclose information, including Personal Information that we obtain about visitors to our Website and the services available through our Website. “Personal Information” means any unique information or set of information that could be used to identify or contact an individual, such as the individual’s name, title, mailing address, email address, phone number, employer/profession, login information, password, payment card information or other specific types of personal information.
Information Collection and Use
Information Submitted by You
You may be asked to provide Personal Information anytime you are in contact with Platinum Advances LLC. Personal Information such as: contact information such as name, email address, mailing address, phone number. Financial information such as bank statements, credit card statements, personal and business credit history, tax ID number, social security number; business information including company name, and business type. Platinum Advances LLC may collect Personal Information about you (and through third parties or other sources were permitted by law) when you interact with us, such as submitting an application or when you otherwise actively send us data and Personal Information. In each such instance, you will know what data we collected because you voluntarily submitted it.
You are not required to provide any Personal Information that we have requested, but if you choose not to do so, you may not be able to access certain products and services we offer or we will not be able to respond to any inquiries you may have or process your submission. We do not sell your Personal Information to third parties. We will provide your Personal Information to our trusted business partners and service providers to provide services to help us with our business activities, such as offering customer service or processing credit checks. These companies are authorized to use your Personal Information only as necessary to provide these services to us.
We will share your basic information (name, company name, phone number, email address and requested advance or loan amount) with one of our business partners if we are unable to provide you with an advance or loan. If you do not want us to share your Personal Information with these business partners, please contact us by email at admin@platinumadvances.com
We May Use Cookies and Similar Technologies to Collect Information
We and our third-party service providers use cookies and other common web tracking mechanisms to track information about your use of our Website and Services. We may use this information, which is collected and remains in aggregate form, to understand how visitors use our Website so that we can better tailor our interactions with you when you browse our Website and to improve our Website. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
Cookies
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies for user authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Website, but your ability to use some features or areas of our Website may be limited.
How We Secure Your Information
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
How You Can Access and Update Your Personal Information
Where permitted by law, Platinum Advances LLC will take reasonable steps to permit you to access and modify Personal Information that you have submitted. We make good efforts to honor reasonable requests to access, delete, update, suppress, or correct your data. The accuracy of your information is important to us. You have the right to ask for a copy of the information we hold about you, this information is provided free of charge. At any time, you can inform us to stop processing the information that we hold about you.
Third-Party Analytics
Our Website includes links to other websites whose privacy practices may differ from those of Platinum Advances LLC. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.
Children’s Policy Under 18
Our Website and Services are intended for adults. We do not intentionally or knowingly accept, collect, use or disclose personal information from anyone under the age of 18 and we request that individuals under the age of 18 not submit any personal information on the Website.
Effective Date, Policy Change
This Policy is current as of the Effective Date set forth above. We reserve the right to change, modify, add or remove portions of this Policy at any time and in our sole discretion. If we decide to change our Policy, we will post those changes on this page. When you visit the Website, you are accepting the current version of this Policy as posted on the Website at that time. We recommend that users revisit this Policy on occasion to learn of any changes.
Communicating with You
By using our Website and products and services or otherwise providing Personal information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your use. For example, if we learn of a security system’s breach, we may attempt to notify you electronically by posting a notice on our Website, by sending an email, or otherwise contacting you.
E-Marketing Communications
We may send you emails with information that we believe may be of interest to you. We may send you information about special offers, products or services, or other information from us. If you no longer want to receive emails from us, please follow the option to unsubscribe included at the bottom of our emails. Please keep in mind that unsubscribe requests may take up to a week to process. Even if you have unsubscribed from receiving emails or promotions from us, we may still send you notifications about your business account, your business application, or any things or services you have requested or received.
SMS/Text
When you provide us your cell phone number and opt in to receive text messages from us, you have given us permission to send you text messages regarding your file with us or upcoming reminders. We may also send you text messages about other services we provide, such as special offers that you might be eligible for. Your cellular provider’s message and data rates may apply. We do not charge you for any text messages we send you. You also understand the text messages we send may be seen by anyone with access to your phone. As a result, if you want to keep your phone and text messages private, you should take precautions. Please notify us immediately if you change mobile numbers. If you don’t want to receive any further text messages from us, simply reply STOP to any text message we’ve sent you or contact us and let us know so we can act accordingly.
How You Can Contact Us
Please feel free to contact us with questions or concerns you might have regarding the information practices described in this Policy:
Platinum Advances LLC
90 Broad St, New York, NY 10004
admin@platinumadvances.com
+1 (866) 386-3370
Law and Jurisdiction
By visiting the Website, or using any of our Services, you agree that your Personal Information will be handled as described in this Policy. Your use of our Website or Services and any dispute over privacy, are subject to this Policy, including its applicable limitations on damages and the resolution of disputes.